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Which is cheaper to own? EV or Gas Car?
Average annual cost of car maintenance and use in 2023 was $12,182, about $1,500 higher than in 2022. Electric vehicles are quickly...
joseph retcho
Sep 20, 20247 min read
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How Much Insurance Should I Carry?
Most states require at least a minimal amount of liability insurance to drive legally, but it may be in your best financial interests to...
joseph retcho
Sep 6, 20247 min read
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What is PAIP
New Jersey requires car insurance, but what if you've been denied coverage? Drivers identified as high-risk by insurance companies may...
joseph retcho
Aug 22, 20245 min read
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When Should You Cancel Your Car Insurance
If you've ever wondered how to cancel your auto insurance, we can assist. The process is straightforward, but knowing when and how to...
joseph retcho
Aug 9, 20247 min read
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Summer home maintenance checklist
With summer in full swing and the kids out of school, you may be looking forward to cookouts, children playing in the pool or yard, and...
joseph retcho
Aug 2, 20243 min read
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Cost of Living 2024
Inflation and the cost of living are often mistakenly conflated, but they are distinct economic concepts. While inflation does play a...
joseph retcho
Jul 25, 20242 min read
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Moving? What to do with your car insurance
Moving to a new location can be an exciting yet challenging transition, and one aspect that often requires attention is managing your car...
joseph retcho
Jul 12, 20244 min read
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Grilling Safety
Grilling is a popular way to enjoy the nice summer weather, but grill fires can start easily and spread quickly when the gas or charcoal...
joseph retcho
Jun 28, 20243 min read
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Burglary statistics 2024
Burglary is a serious crime that can have a significant impact on individuals and communities. According to the latest burglary...
joseph retcho
Jun 21, 20244 min read
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Home Insurance and Mold Coverage
Did you know that most home insurance companies don't cover damage from mold? It's up to homeowners to take care of their property and...
joseph retcho
May 31, 20246 min read
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Choosing Between RCV and ACV in Home Insurance
When it comes to home insurance, one of the main things it helps with is covering the cost of replacing your belongings. But did you know...
joseph retcho
May 17, 20244 min read
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Auto Theft on the Rise
Did you know that over a million cars were stolen in the U.S. in 2023? That's a lot of missing vehicles! And it's not just a one-time...
joseph retcho
May 9, 20245 min read
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Closer Look At Scheduled Personal Property (SPP)
Personal property coverage is a fundamental component of a homeowners insurance policy. This coverage protects your personal belongings,...
joseph retcho
May 3, 20244 min read
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How to Avoid Hitting Animals on the Road
Seeing a deer in your yard can be a pleasant surprise, but encountering one in the middle of the road can be a different story. According...
joseph retcho
Apr 26, 20247 min read
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Does My Home Insurance Cover Fences?
Home insurance is an important safeguard for homeowners, protecting a range of potential risks and damages to their property. While many...
joseph retcho
Apr 19, 20243 min read
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How do self-driving cars work?
Self-driving cars, once a futuristic concept, are now a reality shaping the future of transportation. These autonomous vehicles rely on a...
joseph retcho
Apr 12, 20244 min read
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Truth About Flood Insurance
Flood insurance is a critical component of a comprehensive risk management plan for homeowners and property owners in flood-prone areas....
joseph retcho
Apr 5, 20243 min read
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Credit and Insurance
The impact of your credit score extends beyond just your ability to borrow money and purchase a home. In many states, your credit-based...
joseph retcho
Mar 22, 20244 min read
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Do You Need Insurance to Get Your Car Out of Impound?
There are several reasons why your car might get impounded, such as driving without registration or a valid driver’s license. If your car...
joseph retcho
Mar 15, 20244 min read
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Understanding Road Rage: A Growing Concern
Whether you're driving or just along for the ride, chances are you'll come across road rage at some point. Road rage is a big problem in...
joseph retcho
Mar 8, 20248 min read
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