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History of Insurance
The history of insurance in the United States is a rich tapestry woven through the fabric of American economic and social development....
joseph retcho
Mar 134 min read
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What is NJ PAIP and NJ SAIP?
NJ PAIP (Personal Automobile Insurance Plan): A Deeper Dive The Necessity of PAIP: New Jersey, like most states, mandates auto insurance....
joseph retcho
Mar 64 min read
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How do self-driving cars work and is it legal?
The future of transportation is undeniably autonomous. Self-driving cars, once a staple of science fiction, are rapidly transitioning...
joseph retcho
Feb 268 min read
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Is Pet Insurance Worth It? A Comprehensive Guide for Pet Parents
Our pets are family. They're our furry companions, our confidantes, and often, the fluffy glue holding our lives together. We'd do...
joseph retcho
Feb 124 min read
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Parking Tickets and Insurance
When it comes to understanding how parking tickets can impact your insurance rates, there's a lot of confusion. Many drivers are unsure...
joseph retcho
Jan 304 min read
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How Wildfire Victims Can Access Home Insurance Resources for Evacuation
Wildfires are destructive natural disasters that have the potential to devastate communities, destroy homes, and displace families. In...
joseph retcho
Jan 164 min read
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Types of Home Insurance
Homeowners Insurance (HO-3) Homeowners insurance (HO-3) is designed for homeowners living in single-family homes. It covers the...
joseph retcho
Jan 35 min read
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What to Do in a Hit and Run Accident: A Comprehensive Guide
Introduction Being involved in a hit-and-run accident can be a traumatic and confusing experience. Knowing the right steps to take can...
joseph retcho
Dec 19, 20245 min read
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When do you need commercial auto policy?
Operating a business that involves the use of vehicles requires a clear understanding of when a commercial auto policy is necessary. Here...
joseph retcho
Dec 6, 20242 min read
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Understanding Workers' Compensation Insurance in New York State
Workers' compensation insurance is an essential aspect of employment in New York State, providing a safety net for both employers and...
joseph retcho
Nov 15, 20244 min read
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Are Teens Delaying Getting Their Driver's Licenses?
In recent years, there's been a noticeable trend of teenagers delaying the acquiring of their driver's licenses. This shift has been...
joseph retcho
Nov 7, 20244 min read
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Rodent Damage on Cars Covered?
When rodents gnaw your car wires, they don't have evil intent. But, when you're running late for work and your car won't start due to...
joseph retcho
Nov 1, 20243 min read
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Car Insurance in New York
In the big apple, every driver must have a certain quantity of automobile insurance to ensure financial accountability in the event of an...
joseph retcho
Oct 18, 20245 min read
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Home Insurance Endorsements
A regular house insurance policy is usually sufficient coverage for most homeowners, but there are times when you may wish to tailor your...
joseph retcho
Oct 4, 20246 min read
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Which is cheaper to own? EV or Gas Car?
Average annual cost of car maintenance and use in 2023 was $12,182, about $1,500 higher than in 2022. Electric vehicles are quickly...
joseph retcho
Sep 20, 20247 min read
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How Much Insurance Should I Carry?
Most states require at least a minimal amount of liability insurance to drive legally, but it may be in your best financial interests to...
joseph retcho
Sep 6, 20247 min read
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What is PAIP
New Jersey requires car insurance, but what if you've been denied coverage? Drivers identified as high-risk by insurance companies may...
joseph retcho
Aug 22, 20245 min read
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When Should You Cancel Your Car Insurance
If you've ever wondered how to cancel your auto insurance, we can assist. The process is straightforward, but knowing when and how to...
joseph retcho
Aug 9, 20247 min read
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Summer home maintenance checklist
With summer in full swing and the kids out of school, you may be looking forward to cookouts, children playing in the pool or yard, and...
joseph retcho
Aug 2, 20243 min read
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Cost of Living 2024
Inflation and the cost of living are often mistakenly conflated, but they are distinct economic concepts. While inflation does play a...
joseph retcho
Jul 25, 20242 min read
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