top of page
business people high five


In 1983 Joseph Retcho Jr. started the agency as an office in his home. He wanted to build an agency that listens and empathizes with client’s needs and wants. “Clients are our family and should be treated and respected as such”. We have been located in the beautiful neighborhood of Closter New Jersey for the past 40 years.  Since then, The Retcho Insurance Agency in Closter has helped many individuals and companies with their insurance needs not just insurance in the town of Closter New Jersey but also in many other towns and states.

What makes us different

While many things have changed over the years, one thing that hasn't changed is our commitment to our clients. Our focus and goal has always been to provide our clients with the right coverage and the right protection. Experience and passion in the field have enabled us to offer our clients with invaluable insights into planning their future.

Our licensed insurance professionals can assist you on all insurance solutions available to meet your needs. Let us handle your insurance and streamline the process for you.

retcho agency building
Closter NJ street
Family At Church
Closter NJ homes
home keys
norwood carnival retcho agency sponsoring
Young Family
Closter NJ homes
Making Notes
Closter NJ homes
Young Family
Closter NJ homes
Men with Calculator
Suburban Homes
Shake on It


A Reputation You Can Rely On

We have been working with Retcho for almost 10 yrs, and although we are a small business, we get treated with the utmost respect and urgency always. I deal with Menlu more than anyone and her customer service skills, efficiency and dedication are incomparable, hands down. We wouldn't think to go anywhere else!

I’ve been working with Retcho for the past few years for multiple forms of insurance coverage and they have been great! You can expect a high level of expertise and professionalism. Response times on all correspondences have been timely and efficient. Highly recommend!

Great customer service! Quick responses on all issues and requests. A++

Great customer support. Retcho agency has been handling our auto policies and our business liability and workers comp insurances for at least a decade or so. Highly recommend them.

Happy Family of four in the Park


How Was Your Experience?

Would you recommend us to your friends?

Thanks for submitting!

bottom of page