top of page
Construction Workers

Worker's Compensation in New Jersey

Worker's Compensation Insurance Retcho Insurance Agency Closter New Jersey

injured construction worker being helped

Workers Compensation Insurance

In 1911, the state of New Jersey passed a workers compensation law that made coverage mandatory for all employers. Workers compensation insurance provides benefits to your employees who are injured or ill at work. This coverage is also known as workers compensation or workman's compensation.

Whether you own a small business or a large business in New Jersey that has employed workers you must have workers compensation insurance.  

Workman's compensation in NJ can assist if your employee suffers a work-related injury or illness.​

  • Medical treatment to aid in the recovery of injured workers. Employers or insurance companies in New Jersey have the right to select the healthcare provider for treatment.

  • Lost wages if they are unable to return to work for an extended period of time while recovering.

  • Costs of ongoing medical care, such as physical therapy or surgery.

  • If your employee is unable to work for more than seven days, you may be eligible for temporary total disability benefits.

  • Benefits for permanent partial disability are determined by the type and severity of your employee's injury. When an employee returns to work, they may not be able to do the same type or amount of work as before they were injured.

  • Permanent total disability benefits are available if your employee has lost two major parts of their body or is unable to work at all.

  • If your employee died as a result of a work-related incident, you may be entitled to death benefits, such as funeral expenses.


Our Retcho insurance agents at Closter are very familiar with the workers compensation insurance in Closter NJ. 

bottom of page