Commercial Auto Insurance

Commercial Auto Insurance

Commercial Auto Insurance protects company-owned vehicles. If you or an employee get into an accident while driving a business car and causes property damage or bodily harm, you'll be protected from the financial ramifications of accidents, such as vehicle repairs and medical bills. Remember that a covered claim is subject to the deductibles and limits of your policy. Furthermore, coverage availability and requirements differ by state.

To get you started, here are some common commercial auto insurance coverages:

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• Auto Liability - Which protects you and your business by paying for bodily injury or property damage for which you may become legally liable as a result of a covered automobile accident. Covers the business's liability if an employee causes an accident while working on behalf of the business. 

• Medical Payments - Cover medical expenses incurred by you, your employees, and your passengers as a result of motor vehicle accidents, regardless of who is at fault.

• Uninsured and Underinsured Motorist Coverage - Pays for medical expenses, lost wages, and other damages owed to you, your employees (expenses not covered by workers' compensation), or your passengers in the event of an accident caused by an uninsured or underinsured motorist.