When a major snowstorm is forecasted, most people head to the grocery store for bread and milk. However, insurance professionals view these weather events through a different lens: they see a month-long sequence of escalating risks. From the initial snowfall to the treacherous "freeze-thaw" cycle that follows, a property is under constant siege. According to industry experts, the secret to avoiding a catastrophic claim isn’t just about having a good policy—it’s about active r