Many residents in New Jersey enjoy taking on recreational activities in their spare time. One of the best ways to spend this time in a recreational vehicle (RV) and exploring different areas. Before taking off on your next trip, make sure you know the benefits of getting recreational insurance and how it can help you.
May Be Required
While New Jersey does not require full recreational insurance for your ATV, Three-Wheel, or other offroad vehicles, the lender may want this particular policy over a standard auto insurance policy. The coverage is more extensive with a recreational insurance policy over an automotive one. New Jersey requires a minimum liability insurance policy on an RV so that you can choose between auto insurance or a recreational insurance policy for this coverage.
What does ATV & off-road vehicle insurance cover?
ATV insurance includes a wide range of coverages for you:
Liability coverages for other people involved:
Help With Traveling
If you have your RV out on the highway, traveling through various states, you may need roadside assistance. With your recreational insurance, you are able to call for assistance and get a tow to a nearby facility.
With recreational insurance, you can use it outside with many activities and when a vehicle is parked in a campground or another established area for lodging. The perils of the environment and theft opportunities increase during this time. Recreational insurance will protect your damaged or stolen property should your vehicle be victim to one of these malicious events. It is also protected if natural disasters happen out of your control and cause significant damage.
Are You In Need Of A Policy?
If you are interested in recreational insurance in Closter NJ for your outdoor activities or want to shop around and see what your options are, contact our team at Retcho Insurance Agency today. Our insurance agents proudly serve Closter, NJ, and surrounding areas.