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Retcho Agency Inc

308 Harrington Ave,
Closter, NJ 07624

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Motorcycle Insurance

Motorcycle Insurance in New Jersey

Here at Retcho Agency, serving New Jersey residents, we have seen how vital motorcycle insurance can be. Sometimes accidents happen, and a motorcycle is a costly financial investment. Individuals need to protect their motorcycles on and off the road. Covering the resulting expenses after the accident from out of pocket can be draining. If you own a motorcycle in Closter, NJ, and are wondering how motorcycle insurance works, here is a breakdown to help you make an informed decision.

What Is Motorcycle Insurance?

Motorcycle insurance offers the same regular coverage as auto insurance. If you own a motorbike and get into an accident, your insurance policy kicks in to help pay for those damages. Common motorcycle insurance policies include bodily injury and property damage liability, collision coverage, comprehensive coverage, uninsured/underinsured coverage, medical payment coverage, etc.

Who Needs Motorcycle Insurance

Anyone who owns a motorcycle can benefit significantly from carrying motorcycle insurance coverage. Some risks come with riding a bike, and even when you leave it parked, it can be stolen or vandalized. To ensure you do not make a financial loss, ensure you have the policy.

Is It Required by Law?

In New Jersey, all motorists, including motorcyclists, must be adequately insured. As stated by the law, you need to carry liability coverage. Therefore, besides financial protection, you won't have to worry about resulting expenses in an accident that is your fault. You can also avoid run-ins with the law.

Motorcycles not only add adventure to your life, but they are also a solid investment. They use less fuel than cars, and they can also maneuver through traffic jams easily, allowing you to get to your destination quickly. If you would like to know more about motorcycle insurance, please get in touch with Retcho Agency. One of our agents in Closter, NJ can help tailor a motorcycle insurance policy for you depending on your needs and preferences.

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